Can I use MediSave for dental treatment in Singapore?
By the Smileplus Dental team · Last updated: 15 October 2026
Short answer: Yes, for selected surgical dental procedures. At Smileplus Dental, you can claim MediSave for a dental implant ($1,950 MediSave + $650 cash), wisdom tooth surgery ($1,500, fully MediSave-claimable) and implant-supported dentures (about $6,000 from MediSave for the implants and alveoloplasty + $750 cash for the denture). Simple extractions, regular dentures, fillings and check-ups are generally paid in cash (or with CHAS / Pioneer / Merdeka subsidies where eligible). MediSave claims are for Singapore Citizens and Permanent Residents, subject to CPF rules and withdrawal limits.
What dental treatments can I claim from MediSave?
MediSave is designed for medically necessary surgical dental work, not for every visit. At Smileplus Dental, the main MediSave-claimable treatments are:
Dental implant with crown – MediSave portion: $1,950; Cash portion: $650; Total at Smileplus: $2,600
Wisdom tooth surgery – MediSave portion: $1,500; Cash portion: $0; Total at Smileplus: $1,500
Implant-supported dentures – MediSave portion: About $6,000 (implants + alveoloplasty); Cash portion: $750 (denture); Total at Smileplus: About $6,750
Prices are nett. Hougang branch prices are subject to GST.
For more detail on each option, see our guides to dental implant cost, wisdom tooth surgery cost and implant-supported dentures cost.
What dental treatments are usually not MediSave-claimable?
These are typically paid in cash, or with CHAS / Pioneer / Merdeka subsidies if you qualify:
Simple wisdom tooth extraction ($150 cash at Smileplus Dental) when no surgery is needed
Regular dentures ($250 simple or $350 complex, cash)
Scaling, polishing, fillings, and routine check-ups
The crown portion of an implant (included in the $650 cash figure above)
The denture part of an implant-supported denture (the $750 cash figure)
If you're unsure which category your treatment falls into, ask at the consultation. Our team checks the X-rays and explains the cash and MediSave split before you book.
Who can use MediSave for dental surgery?
Generally:
You must be a Singapore Citizen or Permanent Resident
The procedure must be an approved surgical dental treatment
You can often use your own MediSave account, or an immediate family member's account (such as a spouse, parent or child), subject to CPF rules
There are withdrawal limits per procedure and per episode, set by CPF / MOH
Bring your NRIC (and the family member's NRIC and consent if using their MediSave). Our clinic assistants help with the claim paperwork after the dentist confirms the treatment plan.
How does the MediSave claim work at Smileplus Dental?
Consultation and X-rays: the dentist checks whether you need surgery and which option fits your situation.
Clear quote: you get a breakdown of the MediSave portion and the cash portion before treatment.
Treatment day: the surgery is done at the Hougang or Redhill branch.
Claim: our team submits the MediSave claim for the surgical portion. You pay only the cash portion (if any) at the clinic.
You don't need to visit a CPF office for a typical dental MediSave claim at our clinic. We handle the submission on your behalf once the details are confirmed.
Wisdom tooth: extraction vs surgery — which uses MediSave?
Simple wisdom tooth extraction – Price at Smileplus: $150; MediSave?: No — cash
Wisdom tooth surgery (impacted / surgical removal) – Price at Smileplus: $1,500; MediSave?: Yes — fully claimable
A simple extraction is used when the tooth has fully come through and can be removed in one piece. Surgery is used when the tooth is impacted or needs bone removal or sectioning. An X-ray tells us which one you need. Read more on our Wisdom Tooth page and the wisdom tooth surgery cost guide.
How much MediSave do I use for a dental implant?
At Smileplus Dental, a single implant with a porcelain-fused-to-metal (PFM) crown is $2,600 in total:
MediSave $1,950 — covers the surgical implant placement
Cash $650 — covers the crown and related non-surgical parts
What's included: implant surgery, X-rays, medication, the PFM crown and post-operative follow-ups. Bone grafting or other extras, if needed, are quoted separately. See our Implants page and the implant cost guide.
Can MediSave cover implant-supported dentures?
Yes, for the implant surgery part. At Smileplus Dental:
Denture: $750 cash
Implants and alveoloplasty (jawbone smoothing): about $6,000 from MediSave
The exact implant amount depends on how many implants your jaw needs, which the dentist confirms after examination and X-rays. More on our Implant-Supported Dentures page.
What about CHAS, Pioneer and Merdeka?
MediSave and CHAS work differently:
MediSave helps with approved surgical dental procedures (as above)
Blue CHAS, Pioneer Generation and Merdeka Generation cards can subsidise selected non-surgical care such as dentures, and other subsidised items under the CHAS dental scheme
Smileplus Dental accepts Blue CHAS, Pioneer and Merdeka cards. Bring your card (or NRIC) so we can check what applies to your visit. See our Dentures and Implant-Supported Dentures page for denture prices and how subsidies work.
Where is Smileplus Dental?
Hougang – Address: 684 Hougang Ave 8, #01-989, Singapore 530684; WhatsApp: 9475 5508
Redhill / Bukit Merah – Address: 122 Bukit Merah Lane 1, #01-66, Singapore 150122; WhatsApp: 9325 5530
Opening hours (both branches): Monday to Friday 9:30am to 6:30pm, Saturday 9:30am to 1:30pm, closed on Sundays and public holidays.
Want a clear MediSave vs cash quote before you decide? WhatsApp our Hougang Branch at 9475 5508 or our Redhill Branch at 9325 5530 to book a consultation, or use the booking form on our homepage.
Frequently asked questions
Can I use MediSave for dental treatment in Singapore?
Yes, for selected surgical procedures. At Smileplus Dental that includes dental implants, wisdom tooth surgery and the implant portion of implant-supported dentures. Routine care and regular dentures are generally not MediSave-claimable.
How much MediSave can I claim for a dental implant at Smileplus Dental?
$1,950 from MediSave, with $650 paid in cash, for a total of $2,600 including the PFM crown, X-rays, medication and follow-ups.
Is wisdom tooth surgery fully MediSave-claimable?
Yes. At Smileplus Dental, wisdom tooth surgery costs $1,500 and is fully MediSave-claimable for eligible Singapore Citizens and Permanent Residents. A simple extraction is $150 cash and is not MediSave-claimable.
Can I use my family member's MediSave?
Often yes, for an immediate family member such as a spouse, parent or child, subject to CPF rules and withdrawal limits. Bring both NRICs and the account holder's consent.
Can I use MediSave for regular dentures?
Generally no, because fitting regular dentures does not involve surgery. Implant-supported dentures are different: the implants and alveoloplasty can be claimed from MediSave (about $6,000), while the denture itself is $750 cash.
Do I need to go to CPF Board to claim?
No. For typical dental MediSave claims at Smileplus Dental, our team submits the claim after your treatment plan is confirmed. You pay only any cash portion at the clinic.
Does CHAS replace MediSave for dental surgery?
No. CHAS subsidies and MediSave cover different things. MediSave is for approved surgical dental procedures; CHAS / Pioneer / Merdeka can subsidise selected other dental services. Our team can check both for your visit.
This article provides general information about costs and MediSave eligibility and is not a substitute for a dental consultation. Final claim amounts depend on CPF rules, your treatment plan and eligibility. Prices are correct as of the last-updated date and may change.
